Call for Proposals: Sanitation Credit Market Assessment
Date: November 2025
By: Water For People Uganda | In collaboration with UWASNET, Uganda
Bankers’ Association (UBA), and the Sanitation and Hygiene Fund (SHF)
Water For People Uganda, with funding from the Sanitation and Hygiene Fund (SHF), invites qualified consultants to submit proposals to conduct a Sanitation Credit Market Assessment in Uganda.
The assessment aims to expand access to affordable and inclusive sanitation services through financial sector engagement, product innovation, and ecosystem strengthening. It will analyze the demand, supply, and financial ecosystem influencing access to sanitation financing — aligning with the Uganda Bankers’ Association (UBA) Environmental, Social and Governance (ESG) Framework 2024.
Purpose of the Assignment
The consultant will assess:
- Households’ willingness and ability to pay for improved sanitation facilities;
- The financing needs and capacity of MSMEs engaged in sanitation products and services; and
- The readiness of banks, MFIs, and SACCOs to design and deliver sanitation loan products.
The findings will inform the development of sanitation credit product prototypes and an ESG-aligned roadmap to guide future sanitation financing models in Uganda.
Key Deliverables
- Market assessment and analysis reports
- Sanitation credit product designs for households and MSMEs
- Recommendations for gender-inclusive, sustainable, and responsible financing
- Implementation roadmap for sanitation credit integration within Uganda’s financial sector
Who Can Apply
Qualified individual consultants, firms, or consortiums with experience in:
- Financial sector development and microfinance
- Sanitation and WASH programming
- Market research and product development
- ESG and inclusive finance frameworks
Submission Details
Interested applicants
should submit technical and financial proposals to:
uganda@waterforpeople.org
Deadline: 14th November 2025, 5:00 pm (EAT)
For full details, download the official Terms of Reference (PDF).
